| How to Establish a Guardianship or Conservatorship |
| There are instances when a person's mental or physical health deteriorates to the point that he or she is no longer capable of making proper decisions or of taking care of himself or herself. If that person has not anticipated this unfortunate scenario and has made no long-range plans that will dictate how the needed assistance will be provided, a guardianship over that person may be warranted. More... |
| Insurance - Long-Term Care - Features - Premiums and Other Financial Issues |
| When evaluating the purchase of a long-term care policy, cost should not be the only consideration. In fact, the coverage policies provide varies widely, a topic that is discussed fully in a separate article. Once policy provisions that relate to coverage have been fully evaluated, consumers should compare the cost of policies. More... |
| Coverage, Amount And Duration Of Services, and Payment |
| Medicaid is a federally and state entitlement program that pays for medical assistance for individuals and families with low incomes and few assets. More... |
| Medicare - Limiting Charges and Assignment |
| Medicare limits the amount it will pay for some services, supplies, and medical equipment. This is called the Medicare limiting charge. Whether a limiting charge is available to help limit the cost of services or supplies, however, depends upon who is rendering the service, whether the provider has agreed to accept assignment, what type of item or service is at issue, and whether the physician and the patient executed a private contract. Assignment means that a provider has agreed that it will accept the Medicare-defined reasonable and customary fee for its services. A full discussion of assignment appears in a separate article.More... |
| MEDICAL DECISIONS AND THE INCOMPETENT PATIENT |
| In general, every competent patient has the right to determine what medical treatment she will submit to and the right to refuse medical treatment. However, this right may be compromised in those instances where a previously competent patient has become incapacitated and is quite possibly incapable of making a health care decision when such a decision is required.More... |


